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Old 09-20-2007, 10:05 PM   #4
ern-diz
 
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Drives: 2007 Liftback
Join Date: Sep 2007
Location: CA all day
Posts: 3,794
Quote:
Originally Posted by xed View Post
I just set up a blank check loan with Capital One Auto Finance so no gap is being forced on me unless I wanted it. No alarm or anything like that either. I have a FICO of over 800 so I got the lowest rate Capital One Auto has at the moment for a 60 month which is 6.35%. I figure if Toyota financing can beat 6.35% then I'll go with them; otherwise I'll just use Capital One.
you are in an excellent position then...i would however recommend that you read the following thread:

http://www.yarisworld.com/forums/showthread.php?t=9050

before considering passing on the gap...just so you have both perspectives on that option...
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