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11-06-2008, 12:39 PM | #19 |
Drives: '08 Yaris sedan , '08 Liftback Join Date: Oct 2008
Location: Northeast
Posts: 643
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not to shabby , saves yeh plenty of cash in the long run .
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11-06-2008, 02:43 PM | #20 |
Drives: Flint Mica Sedan Join Date: Oct 2008
Location: Pittsburgh
Posts: 475
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figures i just got my 08 sedan a month ago *paying like 8% apr* and now it's down to zero for at least 2-3 years. bullshit
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11-06-2008, 05:47 PM | #21 |
Drives: 09 Yaris hatch, 09 Z51 'Vette Join Date: Oct 2008
Location: RI
Posts: 100
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This whole "debate" is silly.
Here's the link to Toyota's own financing website. The 0% rate on Yari only applied to 2008 sedans - regardless of what any newspaper ad might claim. Just type in your zip code and see: http://www.buyatoyota.com/ Someone posted the following ad on the previous page. That dealer is in zip code 78230. Type that in and you'll see that the dealer's newspaper ad is erroneous in that the 0.0% rate does NOT apply to any 2009 Yari or to 2008 Yari hatchbacks. l |
11-06-2008, 08:01 PM | #22 |
DWEED
Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008
Location: Arizona
Posts: 1,161
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Watch the fine print and bottom line. Some car companies will offer 0% in lieu of rebates or other markdowns.
__________________
Making a decision without following it with an action is still a fantasy. |
11-06-2008, 10:01 PM | #23 | |
Drives: 08 Sedan Join Date: Oct 2008
Location: Tyler, TX
Posts: 899
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Quote:
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11-06-2008, 11:43 PM | #24 |
Drives: '08 Yaris sedan , '08 Liftback Join Date: Oct 2008
Location: Northeast
Posts: 643
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this add was posted regarding on how dealerships to get costumers in .
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11-07-2008, 05:35 PM | #25 | |
Drives: 2008 Yaris sedan Join Date: Oct 2008
Location: Harrisonburg, VA
Posts: 163
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Quote:
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11-08-2008, 02:08 PM | #26 |
DWEED
Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008
Location: Arizona
Posts: 1,161
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I got around to reading the fine print today for a local Toyota dealership. "Advertising offers in lieu of 0%" They didn't have a Yaris in the paper so I'll use a Tundra for an example. MSRP 30,423 at 0% for 3 years = $30,423. Sale price 23,995 at 7% for 3 years = 26,672. So you would save $3,751 by using your own financing. It would take a 7 year loan to hit the break even point. This is an extreme example and this dealership is known for their bait and switch tactics, however, I don't think a dealership will budge off their MSRP or window sticker price when offering 0%.
__________________
Making a decision without following it with an action is still a fantasy. |
11-08-2008, 07:40 PM | #27 |
Drives: '08 Yaris sedan , '08 Liftback Join Date: Oct 2008
Location: Northeast
Posts: 643
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they should , it's TOYOTA making the loan , thus a discount from the dealership should apply . I think with slower sales the dealership could discount $700 ( > or < few hundred $ ) along with the 0% . The dealer usually gets the loans for the vehicles on their lot through a local bank interest free I believe , then after 3 months they start paying interest which cuts into profit margin . So I was told . That's why there are bigger discounts on new cars that have been sitting around for months . Therefore winter , poor economy , tax time , upcoming holidays can be a friend to you due to slower sales .
Last edited by gid; 11-08-2008 at 07:54 PM. |
11-15-2008, 12:38 PM | #28 | |
Drives: 2008 Yaris Liftback (Sprocket) Join Date: Oct 2008
Location: San Antonio, Texas!
Posts: 2,799
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Got this email today from the dealer that printed the above ad...
Quote:
Cheers! M2 |
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11-15-2008, 07:05 PM | #29 |
Drives: 08 Sedan Join Date: Oct 2008
Location: Tyler, TX
Posts: 899
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It all depends on what region you live in. And also, once a dealer sells the 08's it has on their lot, the sale is over since they will not be getting anymore. For example, my local dealer has 1 08 Sedan left. The sale is over once they sell it or 12/1/09. Which ever comes first. So if your dealer didnt have any 08's when the 0% sale was released, it wouldnt apply to your dealer.
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