How much do you pay for your insurance? (US only)

[Kal-El]

Originally Posted by Bob_VT

Your insurance is also linked to your credit rating/score.

If you get a free credit report and look it over carefully you will see credit pulls from the insurance carrier.

Based on age, marital status, credit, type of car, driving history, location, claim history......

Not a real fair assessment of rates unless you find someone similar to your age and status in your area.

The credit rating assessment isn't in all states. It's illegal in Mass for a company to base your rate on your credit or disqualify you because of bad credit. I can't believe it's legal in most other states since you have to have insurance!

Originally Posted by Chubbster

I have State Farm and my Yaris as full coverage for $65/month.

Originally Posted by auxmike

State Farm , $68/mo 40yo driver. FULL coverage.

Originally Posted by Wallyg

State Farm, 49 years old, Full coverage, 347.00 every 6 months

Wow, how on earth to you guy's get such low rates???? I'm 30, no accidents good record, married, and I pay $1,600 a year for regular coverage.

Originally Posted by coheed

18 years old, no points, no tickets, just liability, $85 a month. But my truck is alot older.

Wow, you're taking a chance with just liability....No coverage for yourself? No comprehensive? Remember, anything happens, and your potentially eating the whole value of your car or at least fixing any damage out of pocket.