Dealer(s) told me they needed to run my credit report even though I'm...

[ddongbap]

Originally Posted by firebird1999us

I talked to a very good friend of mine's dad who is in management at a completely seperate car dealership that I am not buying a car from...he said that that is standard procedure nowadays and that by law they are prohibited from shopping your credit information to anyone. And also that it is purely for security purposes. So considering I've talked to 4 seperate dealers at this point and they all have the same answer I think that's just kind of how it is on new car purchases in Georgia

Well, I think theres the problem right there. You're asking dealers. You've got to ask a non biased person. Maybe a lawyer.

[firebird1999us]

Originally Posted by ddongbap

Well, I think theres the problem right there. You're asking dealers. You've got to ask a non biased person. Maybe a lawyer.

This is a close friend...he wouldn't bullshit me about anything. Nor does he have any reason to since I'm not buying or planning on buying a car from him

Talked to a consumer advice person fro the Clark Howard show....they told me this isn't a big deal and that the info cannot be repurposed. I'm not buying or financing anything again anytime soon and my score is high enough it isn't really that much of an issue. I just need to make sure that the paperwork says "one time use" or something of that nature. Talked to a credit agency employee on anotehr forum and he said that there are other ways of getting security/OFAC info that don't involve a credit pull too that I should inquire about

[Shroomster]

Originally Posted by firebird1999us

This is a close friend...he wouldn't bullshit me about anything. Nor does he have any reason to since I'm not buying or planning on buying a car from him

Talked to a consumer advice person fro the Clark Howard show....they told me this isn't a big deal and that the info cannot be repurposed. I'm not buying or financing anything again anytime soon and my score is high enough it isn't really that much of an issue. I just need to make sure that the paperwork says "one time use" or something of that nature. Talked to a credit agency employee on anotehr forum and he said that there are other ways of getting security/OFAC info that don't involve a credit pull too that I should inquire about

seriously if you're this scared about your credit score and personal information why don't you bunker yourself up in a bomb shelter with supplies and wait for the end of humanity....you need to live your one life and stop worrying.....


don't know if anyone else sees things this way but damnit.... life was never supposed to comprise of this much b/s....

[firebird1999us]

Originally Posted by Shroomster

seriously if you're this scared about your credit score and personal information why don't you bunker yourself up in a bomb shelter with supplies and wait for the end of humanity....you need to live your one life and stop worrying.....


don't know if anyone else sees things this way but damnit.... life was never supposed to comprise of this much b/s....

I worked hard to get my credit score where it is and as a result have no debt and can finance just about anything I want within reason at just about the best rates possible...I'm not interested in someone taking advantage of that or chipping away at something like that. If they only pull it once for the intended purpose I can live with that...but if it gets sent around to everybody and their brother so the dealer can make a buck off of me that's not acceptable

But lets be honest, if I were really that paranoid about things I wouldn't own two other cars that get teribble gas mileage and have no real practicle purpose just because I think they're fun