so...who has the least mileage compared to year of yaris?

[bankrobber]

Originally Posted by TheSilkySmooth

I got almost 30k on my 08 so I for sure dont qual on this one. Fact, my insurance just boosted my premium cause i drive too much ;(

How did your insurance company find out? Did you voluntary tell them how much you drive?

[Yawesh]

Originally Posted by bankrobber

How did your insurance company find out? Did you voluntary tell them how much you drive?

lol, yea i was actually curious how they found out, usually when people sign up, they put the lowest mileage per year. And nobody calls the company up and tell them i will be driving more miles per year when renewing.

the only other way they could have found out is if he has that tracker thingy(progressive?) that tracks driving habits, it would track mileage too.

[bankrobber]

Originally Posted by Yawesh

lol, yea i was actually curious how they found out, usually when people sign up, they put the lowest mileage per year. And nobody calls the company up and tell them i will be driving more miles per year when renewing.

the only other way they could have found out is if he has that tracker thingy(progressive?) that tracks driving habits, it would track mileage too.

Allstate asked how many miles I drive to work one way. I said something like 8 miles. I put 40,000 miles on the Yaris that year.

[GeneralDon7]

Originally Posted by Yawesh

lol, yea i was actually curious how they found out, usually when people sign up, they put the lowest mileage per year. And nobody calls the company up and tell them i will be driving more miles per year when renewing.

the only other way they could have found out is if he has that tracker thingy(progressive?) that tracks driving habits, it would track mileage too.

Your right on the progressive part, thats who I have and I actually did do there myRate program, and was saving money cause I was only driving to work before. But then I got a girlfriend and she lived a bit away so i obviously drove more and at "unsafe" hours. So i decided to get off that program, cause it actually starting increasing my premium. Anyway i seriously doubt I'll win 2007, and have 71100, so 23700 a year.

[ozmdd]

Originally Posted by Yawesh

lol, yea i was actually curious how they found out, usually when people sign up, they put the lowest mileage per year. And nobody calls the company up and tell them i will be driving more miles per year when renewing.

the only other way they could have found out is if he has that tracker thingy(progressive?) that tracks driving habits, it would track mileage too.

Many state inspections now enter the mileage as part of the emissions testing. Here in TX they do. That might be accessible to insurance companies, what with Freedom of Information Act and all.

[TheSilkySmooth]

Originally Posted by bankrobber

How did your insurance company find out? Did you voluntary tell them how much you drive?

No, well, maybe. When I lost my job I changed the insurance miles driven since I was traveling out of the State every day. So State Farm put me down for "pleasure use vehicle". Well it seems pleasure use is < 4kmi / year. They just sent me a questioneer and asked what the ODO reading was on my car currently. They must of had the ODO from last year so the figued out I am driving 12K year. When working I had a 70 mile daily round trip commute and put 20K+ on a year. Oh well its a hundered bucks more a year than pleasure use.

[DevilGirl]

Originally Posted by bankrobber

How did your insurance company find out? Did you voluntary tell them how much you drive?

Originally Posted by Yawesh

lol, yea i was actually curious how they found out, usually when people sign up, they put the lowest mileage per year. And nobody calls the company up and tell them i will be driving more miles per year when renewing.

the only other way they could have found out is if he has that tracker thingy(progressive?) that tracks driving habits, it would track mileage too.

Originally Posted by GeneralDon7

Your right on the progressive part, thats who I have and I actually did do there myRate program, and was saving money cause I was only driving to work before. But then I got a girlfriend and she lived a bit away so i obviously drove more and at "unsafe" hours. So i decided to get off that program, cause it actually starting increasing my premium. Anyway i seriously doubt I'll win 2007, and have 71100, so 23700 a year.

Originally Posted by ozmdd

Many state inspections now enter the mileage as part of the emissions testing. Here in TX they do. That might be accessible to insurance companies, what with Freedom of Information Act and all.

Originally Posted by TheSilkySmooth

No, well, maybe. When I lost my job I changed the insurance miles driven since I was traveling out of the State every day. So State Farm put me down for "pleasure use vehicle". Well it seems pleasure use is < 4kmi / year. They just sent me a questioneer and asked what the ODO reading was on my car currently. They must of had the ODO from last year so the figued out I am driving 12K year. When working I had a 70 mile daily round trip commute and put 20K+ on a year. Oh well its a hundered bucks more a year than pleasure use.

Here's another possible source of odometer readings. I know in PA when you re-register your car (which is yearly you have to update that info), they ask your odometer reading (they won't allow it without that). This is also often linked with your driver's license (particularly if you are the only listed owner). Add to the fact that you have to prove registration on the vehicle to have insurance (at least I always had to), the insurance company has all the info they need to access your odometer reading on a yearly basis.