Car payments SUCK.....

[fj40dave]

Paying my '08 off with the tax return, then dumping all the required loan insurance coverage - down to the liability stuff only - and driving it until the wheels fall off!

Oh ya.....and with the wife's car financed at ~5%, we're gonna refinance that one through the C/U and get a lower rate and lower payments, and then take the savings from not having to make a Yaris payment and pay off that one mo-quiker :-)