Tracking Driving Habits with OBDII port (for insurance savings)

[nookandcrannycar]

Originally Posted by Absolutely Red 12

Im still being rated by my mileage, and zip code.

...and the computer system at at least one insurance company (mine) is programmed to set the rate to your mailing address. My house and my UPS Store PMB box are in different zip codes. When I got my initial quote (which was the lowest I found), it was based on my house address. I hadn't given the agent the other address yet (and the other address wasn't in any database for me yet---other than the UPS Store). After noting the advantageous terms, I signed up for the policy and gave my UPS Sore PMB address. I soon got the paperwork there (different zip) and the rate was about 10% less. I talked to my new agent and he said that's just the way their system applies it, that even if they were able to change it, it would 'correct back' to what I had in front of me. He said, 'count your blessings'. This probably gives them an edge when I do comparisons each year.