I'm paying $388.88 a month for a yaris. - Page 8 - Toyota Yaris Forums

seanele · 07-23-2007, 08:09 PM

Quote:

Originally Posted by whooppee777

$120/month for 60 months $11,000 cash down payment, 680 credit score. plus i knew the general manager of the dealership so he cut me a damn good deal. 200 over the the regular cost to the dealer, cheap as helllll.

$11k down payment???...woww..

duck · 07-25-2007, 03:39 PM

Quote:

Originally Posted by seanele

that insurance rate is like in New Jersey...

I'm not sure what you mean? New Jersey, or at least Newark, has some of the highest insurance rates due to a lot of theft.
My parents pay over $3200 a year in Long Island, NY and I've been quoted as high as $4400 in upstate NY for a lease on a brand new civic (although I was only 21 at the time).

duck · 07-25-2007, 03:42 PM

Quote:

Originally Posted by whooppee777

$120/month for 60 months $11,000 cash down payment, 680 credit score. plus i knew the general manager of the dealership so he cut me a damn good deal. 200 over the the regular cost to the dealer, cheap as helllll.
$11k down payment???...woww..

Quote:

Originally Posted by seanele

$11k down payment???...woww..

yeah i'm confused too... that adds up to $18,200. I didn't know liftbacks went for that high. Even my sedan was over $3000 less. How is that a good deal from knowing the dealer and having a good credit score.

Canuck · 07-26-2007, 08:45 AM

Quote:

Originally Posted by duck

They wouldn't let me leave until I bought the car. First they tried jacking the MSRP by $5,000. Then when that didn't work, they kept me there for 6 hours by refusing to return my debit card.

First, why did you give them the card before reaching a deal?

Second, that conversation should have ended real quick after you ask them to use the phone to call the cops to report a stolen debit card.

duck · 07-26-2007, 09:54 AM

Quote:

Originally Posted by Canuck

First, why did you give them the card before reaching a deal?

Second, that conversation should have ended real quick after you ask them to use the phone to call the cops to report a stolen debit card.

i don't know if it's new york only, but at every dealership i've been at, before they will talk dollars, they ask for a credit card to "prove you're serious". i assume it is so they can easily run a credit check without my knowledge/approval, but they have all done this so i've never had much choice in the matter.

and yes, i absolutely should have called the police. but my many warrants made me hesitate. ok kidding about the warrants. i messed up though by not calling them.

after i got the car it was no cakewalk either. there were many unreturned phone calls to the dealership, missing equipment, bad service, etc.

Canuck · 07-26-2007, 08:42 PM

Quote:

Originally Posted by duck

i don't know if it's new york only, but at every dealership i've been at, before they will talk dollars, they ask for a credit card to "prove you're serious". i assume it is so they can easily run a credit check without my knowledge/approval, but they have all done this so i've never had much choice in the matter.

Wow, that sucks.

Quote:

and yes, i absolutely should have called the police. but my many warrants made me hesitate. ok kidding about the warrants. i messed up though by not calling them.

A resourcefull LEO probably could have made a case of unlawfull confinment stick as well

Quote:

after i got the car it was no cakewalk either. there were many unreturned phone calls to the dealership, missing equipment, bad service, etc.

Most dealers don't care about you after the deal is done. That's why I only go back for warranty stuff.

swidd · 08-17-2007, 09:47 AM

$214 + $15 warranty = $228/month for 72 months. $8500 financed, $5000 down, $2000 trade-in, 18.9% APR. No credit history, and unverifiable employment (cash).

Car had 8400 miles on it, so it was a used car. $13,899.00 + tax ($970) + doc. fee ($495). Registration will be extra.

'07 hatchback with manual transmission, loaded with all extras like remote key, power package, ABS, air bags, blue neon light in the cabin, armrest, floor mats, 100,000 mile limited warranty thing.

I got it two days ago, and I drove it 179.3 miles since filling up the tank to the stop. I got 37.8 MPG on it, and that's with reving a lot (n00b driver), driving probably 70% city and stop-and-go freeway jams, 30% interstate with 80mph.

Love her already!

duck · 08-17-2007, 02:07 PM

how did you pay
$15,364+registration+18.9% APR on a used car, hatchback even?
extended warranty? 72 month financing? 18.9% APR? n00b is right.

lifthard1 · 08-17-2007, 02:37 PM

Im paying 215.00 a month for 60 months with 1000 down

fnkngrv · 08-19-2007, 02:18 PM

I'm paying 302 per month for 60 with no money down. I didn't buy any of the extended crap nor the gap. I used one of those "blank checks" from Capital One. I sent in a fax so that I could actually get approved to pay 400 instead of the 302 otherwise they would not allow me to pay over since I have direct draft for it. They knocked 1% off for the interest rate with the direct draft which lowered the payment from 321 to the 302.

90tsi · 08-19-2007, 04:44 PM

249.46 0 down for 60 months. i thought i did alright putting nothing down

BlooGirl · 08-27-2007, 12:48 PM

I was in pretty much the same boat as the OP. I'm going through a messy divorce and had to have a ride to work, and he'd fuxx0red my credit (580, jeebus). You do what you have to do.

This car was the smartest choice out there, for the money and the performance and the FUN. I'm looking for a better job so I can pay for it and that's not a bad thing, either, and my credit will improve after paying on it for a while, so I'll refinance later. Luckily they wouldn't approve me for more than my purchase price so I couldn't get GAP and extended warranty.

The joy so far is negating any regrets. Plus being able to hand over the keys to my old car ('01 Neon in my ex's name) to my ex as he stood there gaping at my Yaris, still on the lot, was worth every penny. See ya, suckah! I hope your ex-girlfriend comes back with your RX-8, someday.

landrym28 · 08-27-2007, 01:23 PM

I'm paying $337/month, no money down, for 60 months. I believe my lease rate was around 6.5%, but I can't remember. I added a few accessories to my car, which is why the cost is a bit higher.

seanele · 08-27-2007, 02:31 PM

Quote:

Originally Posted by duck

I'm not sure what you mean? New Jersey, or at least Newark, has some of the highest insurance rates due to a lot of theft.
My parents pay over $3200 a year in Long Island, NY and I've been quoted as high as $4400 in upstate NY for a lease on a brand new civic (although I was only 21 at the time).

yeah..my mistake, i thought he put something like $10k a year.

my neighbor pay $5500 for 6 months and a Woodbridge rookie cop who pulled me over back in 2003 said he paid $5100 for 6 months.

btw,
i got pulled over because of the out of state registration and insurance on my '03 GTi.
he only gave me warning but he banned me from driving the car until i have NJ registration.
i said to him that i'm not gonna go crazy with NJ high car insurance rate.
thats the time when he mention his rate (above) and said that i have to live the way NJ people do.
after a little arguing,
i ended up yelling at him and said that i will change my registration ASAP...,
but don't think it will be NJ..i rather move out of state!

I did move out from NJ!
i hate leaving NJ..but the insurance is just too much for me.
not only for cars..but for house too.

05swimmer · 08-28-2007, 02:58 AM

I've got a 2007 Silver Streak Mica Yaris Sedan with the Sport's Package

Rather than typing, I thought it would be easier to just post a screen shot.

I got the loan for 66 months with $5,000 down So the total before financing was $16,268.99 Including tax and an alarm system with key less entry.

My father cosigned for me though (780 credit score) so i think that is why i got a good rate with my ghost credit.

A whopping 4 hours of negotiating though...... I am very happy with the car. I just love everything about it.

kontayjus · 08-28-2007, 03:04 AM

Quote:

Originally Posted by 05swimmer

I've got a 2007 Silver Streak Mica Yaris Sedan with the Sport's Package

Rather than typing, I thought it would be easier to just post a screen shot.

I got the loan for 66 months with $5,000 down So the total before financing was $16,268.99 Including tax and an alarm system with key less entry.

My father cosigned for me though (780 credit score) so i think that is why i got a good rate with my ghost credit.

A whopping 4 hours of negotiating though...... I am very happy with the car. I just love everything about it.

Hey wow that looks like the exact situation I'll be in soon (hopefully). Planning on $5,000 down for 60 months and using Dad's high credit score to cosign haha. And heyy I'm from Carlsbad!

Awkwarddd

05swimmer · 08-28-2007, 03:09 AM

Hey, i bought it at Toyota Carlsbad...... LOL Hey pm me ill send you the info for the sales man that helped me and my dad. Very nice person who didn't try to rush us to do anything we didn't want to. You wont regret getting this car dude its been over six months and i still drool when i look at my babie.... lol......

crashergs · 08-28-2007, 08:09 PM

whats up guys!!!!!

just bought a 2007 yaris liftback, as a secondary car, I have a 2006 Lancer Evolution IX, and plan on modding the hell out of this little guy.

I pay 283.00 a month, with 100,000 extended warranty, 4 years of oil change/tire alignment, 0 down payment, and gap insurance. I got the good guy discount though :)

08-19-2007, 02:18 PM	#136
fnkngrv Mr. 155 and climbing View User's Garage Drives: Seriously Modded 07 Sedan Join Date: Jun 2006 Location: In The Hotbox Posts: 4,742	I'm paying 302 per month for 60 with no money down. I didn't buy any of the extended crap nor the gap. I used one of those "blank checks" from Capital One. I sent in a fax so that I could actually get approved to pay 400 instead of the 302 otherwise they would not allow me to pay over since I have direct draft for it. They knocked 1% off for the interest rate with the direct draft which lowered the payment from 321 to the 302. __________________ Team Tiamat Racing on Facebook Youtube Channel: Team Tiamat Racing *Class record holder in Land Speed @ 154.5mph for 1.5 mile and 145.5mph in the mile in the F (2.016 to 3.014 L), G (1.524 to 2.015 L), and H (1.016 to 1.523 L) classes.*

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08-17-2007, 09:47 AM	#133
swidd Drives: Yaris HB Join Date: Jul 2007 Location: Central Alabama, GOD BLESS AMERICA Posts: 755	$214 + $15 warranty = $228/month for 72 months. $8500 financed, $5000 down, $2000 trade-in, 18.9% APR. No credit history, and unverifiable employment (cash). Car had 8400 miles on it, so it was a used car. $13,899.00 + tax ($970) + doc. fee ($495). Registration will be extra. '07 hatchback with manual transmission, loaded with all extras like remote key, power package, ABS, air bags, blue neon light in the cabin, armrest, floor mats, 100,000 mile limited warranty thing. I got it two days ago, and I drove it 179.3 miles since filling up the tank to the stop. I got 37.8 MPG on it, and that's with reving a lot (n00b driver), driving probably 70% city and stop-and-go freeway jams, 30% interstate with 80mph. Love her already!

08-17-2007, 02:07 PM	#134
duck Drives: 2007 Silver Sedan Join Date: Feb 2007 Location: NYC Posts: 75	how did you pay $15,364+registration+18.9% APR on a used car, hatchback even? extended warranty? 72 month financing? 18.9% APR? n00b is right.

08-17-2007, 02:37 PM	#135
lifthard1 Drives: Black LB Join Date: May 2007 Location: alabama Posts: 89	Im paying 215.00 a month for 60 months with 1000 down

08-19-2007, 04:44 PM	#137
90tsi View User's Garage Drives: 09 yaris Join Date: Nov 2006 Location: missouri Posts: 555	249.46 0 down for 60 months. i thought i did alright putting nothing down

08-27-2007, 12:48 PM	#138
BlooGirl Drives: Yaris 3dr Blazing Bloo Join Date: Aug 2007 Location: Memphis TN Posts: 3	I was in pretty much the same boat as the OP. I'm going through a messy divorce and had to have a ride to work, and he'd fuxx0red my credit (580, jeebus). You do what you have to do. This car was the smartest choice out there, for the money and the performance and the FUN. I'm looking for a better job so I can pay for it and that's not a bad thing, either, and my credit will improve after paying on it for a while, so I'll refinance later. Luckily they wouldn't approve me for more than my purchase price so I couldn't get GAP and extended warranty. The joy so far is negating any regrets. Plus being able to hand over the keys to my old car ('01 Neon in my ex's name) to my ex as he stood there gaping at my Yaris, still on the lot, was worth every penny. See ya, suckah! I hope your ex-girlfriend comes back with your RX-8, someday.

08-27-2007, 01:23 PM	#139
landrym28 3,300+ at one point.. >:( View User's Garage Drives: 2010 Hatchback RS Join Date: Aug 2007 Location: Saint John, NB, Canada Posts: 542	I'm paying $337/month, no money down, for 60 months. I believe my lease rate was around 6.5%, but I can't remember. I added a few accessories to my car, which is why the cost is a bit higher.

08-28-2007, 02:58 AM	#141
05swimmer Drives: Yaris Sedan Silver Join Date: Jan 2007 Location: Oceanside Posts: 4	I've got a 2007 Silver Streak Mica Yaris Sedan with the Sport's Package Rather than typing, I thought it would be easier to just post a screen shot. I got the loan for 66 months with $5,000 down So the total before financing was $16,268.99 Including tax and an alarm system with key less entry. My father cosigned for me though (780 credit score) so i think that is why i got a good rate with my ghost credit. A whopping 4 hours of negotiating though...... I am very happy with the car. I just love everything about it.

08-28-2007, 03:09 AM	#143
05swimmer Drives: Yaris Sedan Silver Join Date: Jan 2007 Location: Oceanside Posts: 4	Hey, i bought it at Toyota Carlsbad...... LOL Hey pm me ill send you the info for the sales man that helped me and my dad. Very nice person who didn't try to rush us to do anything we didn't want to. You wont regret getting this car dude its been over six months and i still drool when i look at my babie.... lol......

08-28-2007, 08:09 PM	#144
crashergs Drives: 06 Lancer Evo & 07 Yaris Join Date: Aug 2007 Location: Rialto,CA Posts: 3	whats up guys!!!!! just bought a 2007 yaris liftback, as a secondary car, I have a 2006 Lancer Evolution IX, and plan on modding the hell out of this little guy. I pay 283.00 a month, with 100,000 extended warranty, 4 years of oil change/tire alignment, 0 down payment, and gap insurance. I got the good guy discount though :)