What. - Toyota Yaris Forums

Sodium Duck · 01-06-2010, 07:50 PM

I'm mad at my bank, Sallie Mae, and the Department of Education.

*initiate mad face*

Sodium Duck · 01-06-2010, 07:59 PM

Anyone remember, "What would you do?" with Mark Somers on Nickelodeon.

yaris-me · 01-06-2010, 09:46 PM

Is it your mortgage? How bad is it?

Sodium Duck · 01-06-2010, 10:07 PM

Student loans. Just so many stupid things with my banks online bill pay.

Since the account number is the same on two of my loans, the bank sent the monies to the same place -- even though the address of my payee's are different, and go to two different entities. (One loan was taken over by the Department of Education, and the other stayed with Sallie Mae.) The bank's response, "Well, it is the same person right? The account numbers are the same!" No. No it is not. That took two days to sort out, without any help from the bank...

Then I send out another payment -- this one doesn't have account number problems like the others. Well, Sallie Mae claims they never got it. And I had also made an additional payment on top of the monthly payment, a very large one which I am very upset about. So the bank is going to investigate it; they said that they sent the funds and will take care of this mishap.

I hate having 8 different bills to pay each month and track.

*MAD DOG* · 01-07-2010, 02:24 AM

Quote:

Originally Posted by Sodium Duck

...I hate having 8 different bills to pay each month and track.

*cough* CONSOLIDATE YOUR LOANS *cough*

Sodium Duck · 01-07-2010, 10:29 AM

You can only consolidate like loans. I have a mix of private and federal loans. Also, if I consolidate, it screws up the loan repayment program my work offers -- and I could really use the monies they're offering. I would if I could.

jkuchta · 01-07-2010, 10:54 AM

Switch to a local bank. They work better and have a much less "F**k You" attitude, as your buisness really does matter to them.

talnlnky · 01-07-2010, 11:52 AM

Sallie mae is horrible. Impossible to get through on the phones, they don't respond to e-mails, and they refuse to send any kind of confirmation or reciept of payment.

I can't wait till my loans are paid off, I want nothing to do with sallie mae.

The one good thing about them... is that most of my loans are consoladated at like 2.8%, they sent me a letter the other day saying if I go paperless they will drop it to 1.8%.

sqcomp · 01-07-2010, 01:09 PM

I'll second the thought on Sallie Mae. A bunch of a$$hats going on over there...

RedRide · 01-07-2010, 01:24 PM

Quote:

Originally Posted by jkuchta

Switch to a local bank. They work better and have a much less "F**k You" attitude, as your buisness really does matter to them.

Yes, always go with a local bank if possible.

1.5 · 01-07-2010, 05:18 PM

dont consolidate, you dont need to be paying your yaris off for another 30 years lol

*tk-421* · 01-07-2010, 11:44 PM

I f#%#%$ HATE Sallie Mae!

I've been paying them for 3 years already... Worst customer service in existence.

Not only that, but me being a non-US customer, I can't even use their website to take care of payments, so I actually have to call them once a month. Which would be fine, if they didn't actually charge for it... I pay like $50 extra just on the call every month!

I hate them so much....

Sodium Duck · 01-08-2010, 11:24 AM

That sucks TK. Really bad. Is Sallie Mae charging you, or just making the long distance call itself?

I do bank local. I mean, I can't complain much about them as a business; they are bending over backwards to help get Sallie Mae to stop wasting time and post my payments -- or say that they have received them at least. It's just their online baking/payment system is horrible.

DevilGirl · 01-08-2010, 11:48 AM

Quote:

Originally Posted by Sodium Duck

That sucks TK. Really bad. Is Sallie Mae charging you, or just making the long distance call itself?

I do bank local. I mean, I can't complain much about them as a business; they are bending over backwards to help get Sallie Mae to stop wasting time and post my payments -- or say that they have received them at least. It's just their online baking/payment system is horrible.

Who's? The local bank or Sallie Mae's? I have my current student loans through them. Other than them not receiving letters I send to them or answering questions on the phone, I haven't had an issue with them. I make all my payments to them online and have not yet had a single payment not be posted to the account within the 4 business days it lists.

Oh, on a side note, if you do a lot of traveling (hotels/flights/rentals) or know of someone who does and does all their booking online, or if you do a lot of shopping online, an idea that will help you pay down the debt to Sallie Mae is UPromise. I use it. I have my dad using it on my behalf. He travels for work all the time. He does all his booking online. It's just a matter of registering the credit card with UPromise. Depending on the retailer/provider, you receive a certain percentage of the purchase/fee. The money is transferred quarterly (as long as there is $20 accumulated through UPromise). Between me and my dad, we average about $560 a year through UPromise. The way I see it, you're spending the money anyway, so why not have it work for you?

Sodium Duck · 01-08-2010, 11:53 AM

My banks online payment system, not Sallie Mae's.

I don't travel, but did consider the UPromise. Just didn't work for me.

*tk-421* · 01-08-2010, 03:35 PM

Quote:

Originally Posted by Sodium Duck

That sucks TK. Really bad. Is Sallie Mae charging you, or just making the long distance call itself?

I'm the one who needs to call them. They've never called me, even after repeated requests.

Quote:

Originally Posted by DevilGirl

an idea that will help you pay down the debt to Sallie Mae is UPromise. I use it.

I wanted to get UPromise set up for me, but non-US citizens like myself are out of luck.

talnlnky · 01-08-2010, 04:33 PM

Quote:

Originally Posted by 1.5

dont consolidate, you dont need to be paying your yaris off for another 30 years lol

keep up.... we're talking student loans.... not car loans. I consolidated when loans were about as low as they will get in my life time. 2.8%

msfire671 · 01-08-2010, 10:20 PM

crap...i wish i had seen this a little sooner......i got a student loan with them...crap.

01-06-2010, 07:50 PM	#1
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	What. I'm mad at my bank, Sallie Mae, and the Department of Education. initiate mad face __________________ 42.88

01-06-2010, 07:59 PM	#2
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	Anyone remember, "What would you do?" with Mark Somers on Nickelodeon. __________________ 42.88

01-06-2010, 10:07 PM	#4
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	Student loans. Just so many stupid things with my banks online bill pay. Since the account number is the same on two of my loans, the bank sent the monies to the same place -- even though the address of my payee's are different, and go to two different entities. (One loan was taken over by the Department of Education, and the other stayed with Sallie Mae.) The bank's response, "Well, it is the same person right? The account numbers are the same!" No. No it is not. That took two days to sort out, without any help from the bank... Then I send out another payment -- this one doesn't have account number problems like the others. Well, Sallie Mae claims they never got it. And I had also made an additional payment on top of the monthly payment, a very large one which I am very upset about. So the bank is going to investigate it; they said that they sent the funds and will take care of this mishap. I hate having 8 different bills to pay each month and track. __________________ 42.88

01-07-2010, 10:29 AM	#6
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	You can only consolidate like loans. I have a mix of private and federal loans. Also, if I consolidate, it screws up the loan repayment program my work offers -- and I could really use the monies they're offering. I would if I could. __________________ 42.88

01-07-2010, 11:52 AM	#8
talnlnky Audio Junky Drives: 08 liftback Join Date: Oct 2008 Location: Spokane, Wa Posts: 1,412	Sallie mae is horrible. Impossible to get through on the phones, they don't respond to e-mails, and they refuse to send any kind of confirmation or reciept of payment. I can't wait till my loans are paid off, I want nothing to do with sallie mae. The one good thing about them... is that most of my loans are consoladated at like 2.8%, they sent me a letter the other day saying if I go paperless they will drop it to 1.8%. __________________

01-06-2010, 09:46 PM	#3
yaris-me Learn to Relax Drives: 2007, Meteorite, LB Join Date: Dec 2008 Location: Anaheim, CA Posts: 2,070	Is it your mortgage? How bad is it?

01-07-2010, 10:54 AM	#7
jkuchta View User's Garage Drives: 2007 Yaris hatch (red) Join Date: Sep 2007 Location: L.A. Posts: 557	Switch to a local bank. They work better and have a much less "F**k You" attitude, as your buisness really does matter to them.

01-07-2010, 01:09 PM	#9
sqcomp Roadrunner Jr. View User's Garage Drives: 2007 Yaris S Join Date: Jan 2007 Location: Back at home Posts: 2,609	I'll second the thought on Sallie Mae. A bunch of a$$hats going on over there... __________________ “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” ― Thomas Paine

01-07-2010, 05:18 PM	#11
1.5 Form>Function Drives: 07 Flint Sedan Join Date: Dec 2009 Location: Tampa Posts: 4,018	dont consolidate, you dont need to be paying your yaris off for another 30 years lol

01-07-2010, 11:44 PM	#12
tk-421 Super Moderator View User's Garage Drives: 5D-07-LB Join Date: Jan 2007 Location: Dagobah Posts: 4,263	I f#%#%$ HATE Sallie Mae! I've been paying them for 3 years already... Worst customer service in existence. Not only that, but me being a non-US customer, I can't even use their website to take care of payments, so I actually have to call them once a month. Which would be fine, if they didn't actually charge for it... I pay like $50 extra just on the call every month! I hate them so much.... __________________ --[ FORUM RULES ]--[ SEARCHING TIPS ]--[ EYELIDS PICS ]--[ RBK SPOILER ]--[ BEST/WORST INVESTMENTS ]--

01-08-2010, 11:24 AM	#13
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	That sucks TK. Really bad. Is Sallie Mae charging you, or just making the long distance call itself? I do bank local. I mean, I can't complain much about them as a business; they are bending over backwards to help get Sallie Mae to stop wasting time and post my payments -- or say that they have received them at least. It's just their online baking/payment system is horrible. __________________ 42.88

01-08-2010, 11:53 AM	#15
Sodium Duck ╚══════════RN Drives: 2008 Liftback Join Date: Oct 2008 Location: Western Mass. Posts: 999	My banks online payment system, not Sallie Mae's. I don't travel, but did consider the UPromise. Just didn't work for me. __________________ 42.88

01-08-2010, 10:20 PM	#18
msfire671 ONE LOVE...YARiS LOVE!!! View User's Garage Drives: Toyota Yaris Join Date: Oct 2008 Location: 671 Posts: 243	crap...i wish i had seen this a little sooner......i got a student loan with them...crap.