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[myfirstyota]

I think my main issue with all this is I'm a single income. I don't know anyone my age who has bought a house on a single income. Yet in the late 80's my dad was able to buy a place on his own, had a new mustang, bought a $900 vcr, $2700 TV, etc. And he worked in a grocery store.... big money there.... Hell I only know a hand full of people my age that bought a house with a dual income. And most of them had help. A lot of help. Matter of fact, hundred of thousands of help in most all of those cases. I'm not saying I can't do it on my own. And have every intention of buying out of the city to keep er cheap. It's just getting to the point of having the down payment. It's tough to save 40 grand on your own. And lets be honest, entering that game with less is probably not the best idea.

[tmontague]

Originally Posted by myfirstyota

I think my main issue with all this is I'm a single income. I don't know anyone my age who has bought a house on a single income. Yet in the late 80's my dad was able to buy a place on his own, had a new mustang, bought a $900 vcr, $2700 TV, etc. And he worked in a grocery store.... big money there.... Hell I only know a hand full of people my age that bought a house with a dual income. And most of them had help. A lot of help. Matter of fact, hundred of thousands of help in most all of those cases. I'm not saying I can't do it on my own. And have every intention of buying out of the city to keep er cheap. It's just getting to the point of having the down payment. It's tough to save 40 grand on your own. And lets be honest, entering that game with less is probably not the best idea.

Absolutely, single income would have to be a high paying professional grad degree type gig to afford a house on your own in most cases in the GTA. I am fortunate I married my high school sweetheart who has been doing very well in her profession and found a job right our of Uni.

That said, we live in an area we do tight now because we did not want to live outside our means. Money is tight and i have way too much student debt, but that was always the plan. 10 years from now I will have a very good income and our kids will be heading into their teens and we will still be in our 30's.

Have goals, make a plan and follow it. Most people my age that I know who are lost spent most of their time in school spending cash on booze and not planning their future. To be employable you have to be better than everyone else and bring something to the table.

Like you said it would be very difficult on a single income, find a lady friend and get cozy !