So my 2008 Liftback is totaled. Lame

[tk-421]

Originally Posted by bronzebullet232

I just found out this dirtbag of a human doesn't have insurance... which is common in California given its proximity to Mexico...

So now Mexicans don't have insurance? That's a new one...

[1NZYaris1]

Originally Posted by tk-421

So now Mexicans don't have insurance? That's a new one...

No they are just un-insurable
just j/k TK

[TinyGiant]

thats crappy. best of luck!

[ozmdd]

Hmm, judging by the front-end damage, the truck you hit from behind is probably going to come after your insurance for being too close behind him. Better get some witness statements or maybe traffic cameras to show that you were stopped a safe distance from the tryck and the driver pushed you all the way into the truck.

[bronzebullet232]

Originally Posted by ozmdd

Hmm, judging by the front-end damage, the truck you hit from behind is probably going to come after your insurance for being too close behind him. Better get some witness statements or maybe traffic cameras to show that you were stopped a safe distance from the tryck and the driver pushed you all the way into the truck.

yah. im good. the guy was really cool. i called him the other night and said there is a tiny dent in the bumper. its his work truck so no big.

[talnlnky]

until i've got mine paid off down to about $4,000 I don't even want to think about having it totaled. Would hate to lose it with gas below $4/gal... if gas were to sky-rocket... the value of our eco cars would go up as well... which would make it easier to deal with having to buy a new yaris.

[*MAD DOG*]

Originally Posted by bronzebullet232

Anyway, this is the reason why anyone without a Y chromosone shouldn't have a license.

I love your quote.

Sorry about your Yaris though.

[Sir A.Y. Atoyot]

You can't get a set of plates around here (British Columbia) without proof of insurance. And, the basic insurance at least comes from the government (ICBC). In American eyes, this must be another one of those Canadian "socialist" things like our government medical insurance. Don't get me wrong, I'm all in favor of both govt car insurance and medical - they limit the scope of personal financial disasters.

Sorry about your car - I hope it all works out in the long run.

[Betrivent]

Originally Posted by Sir A.Y. Atoyot

You can't get a set of plates around here (British Columbia) without proof of insurance. And, the basic insurance at least comes from the government (ICBC). In American eyes, this must be another one of those Canadian "socialist" things like our government medical insurance. Don't get me wrong, I'm all in favor of both govt car insurance and medical - they limit the scope of personal financial disasters.

Sorry about your car - I hope it all works out in the long run.

I love the fact that our government is socialist in that regard. The problem is that these socialist policies are being run by capitalist minded people.. which is why our tax dollars are always so inefficiently spent. But at least we all have insurance eh? Thank goodness peopel who get into more accidents get charged more. BUT unfortunately they can probably afford the price hike knowing the demographic..

[tomato]

Originally Posted by Betrivent

I love the fact that our government is socialist in that regard. The problem is that these socialist policies are being run by capitalist minded people.. which is why our tax dollars are always so inefficiently spent. But at least we all have insurance eh? Thank goodness peopel who get into more accidents get charged more. BUT unfortunately they can probably afford the price hike knowing the demographic..

It's the same thing here, too (US). If you get in an accident, even if it wasn't your fault, your insurance goes up.

Your insurance also goes up or down, depending on your zip code. You can always try to argue that you're the same driver whether you live in this area or that area, the insurance doesn't see it that way, so for instance, in San Francisco, insurance is more expensive than 50 miles away from the city.

[DevilGirl]

Originally Posted by tomato

Your insurance also goes up or down, depending on your zip code. You can always try to argue that you're the same driver whether you live in this area or that area, the insurance doesn't see it that way, so for instance, in San Francisco, insurance is more expensive than 50 miles away from the city.

It's not so much a matter of how you drive, but the number of other people on the road around you. If you live in a rural area, your rates are lower because there's less traffic, ergo, less likelihood of an accident. The converse is also true, the more traffic there is, the more likely an accident will occur, therefore your rates are higher.

Just like if you drive a higher number of miles per year, your rates are higher because you're on the road around traffic more.

While a lot of accidents involve only 1 car (like hitting a tree or rolling in a ditch), they are more likely to involve 2 or more cars (rear-ending, t-boning, etc.).

[Yarold n Kumar]

Sorry about the car, and hope you're ok.
It seriously looks like a cracked egg.

I hope you cut out the misogynistic bulls##t comments tho.

[AmyV]

Originally Posted by Yarold n Kumar

Sorry about the car, and hope you're ok.
It seriously looks like a cracked egg.

I hope you cut out the misogynistic bulls##t comments tho.

+1. On all points.

Sorry about your car. Uninsured motorist is a must out here! But seriously, there are some good female drivers, some bad. Some good male drivers, some bad. Maybe you just always come into contact with the bad ones?

[IllusionX]

Originally Posted by ozmdd

Hmm, judging by the front-end damage, the truck you hit from behind is probably going to come after your insurance for being too close behind him. Better get some witness statements or maybe traffic cameras to show that you were stopped a safe distance from the tryck and the driver pushed you all the way into the truck.

WTF? What are you supposed to stop 20 ft from the car in front of you at a light?

[devinlamothe]

Originally Posted by IllusionX

WTF? What are you supposed to stop 20 ft from the car in front of you at a light?

In Ontario at least, if you are rear-ended and end up hitting the car in-front of you, you are 50% at fault, no matter what.

Just as stupid as if you hit someone from behind you are automatically 100% at fault no matter what, even if you couldn't see them or they cut you off.

Stupid insurance rules are stupid.

[bobselectric]

Glad to see that you're ok, and that's all that really matters

[2+2]

After reading this thread I'm amazed at how many people took offense at the op's Y chromosome line. Are people getting sensitive lately or is it my imagination? Personally I thought the line was a funny way of venting after a bummer of an experience.

I drive for a living and I can divide women drivers into 4 or 5 groups. I can divide men into probably 3 groups. hehe Men are afterall much simpler beings. My point is that men and women are different and personally I wouldn't have it any other way. If anyone wants to take offense at my comments please remember that the only gender I insulted is men and I'm a man.

[TinyGiant]

agreed people have seemed a little more touchy lately. oh well.

i also agree that it wasnt done hatefully he obviously doesnt think women really shouldnt drive..

i got repremanded for saying something was gay the other day. but i can see why that would seem offensive to some. especially people living in San fran :) :-P

maybe we just need to reel it in a little :)

anywho.

sometimes life observations draw conclusions that people dont like. deal with it.