Just Crashed my Yaris

[bearda]

Hopefully the doctor will give a clean bill of health, the insurance company will total your car (you're almost always better off replacing than repairing when it comes to suspension damage, it never seems to go back to the way it was), and they'll settle out of court with the county.

What are you doing for a car in the mean time? Is your insurance company covering a rental?

[tk-421]

Originally Posted by bearda

Hopefully the doctor will give a clean bill of health, the insurance company will total your car (you're almost always better off replacing than repairing when it comes to suspension damage, it never seems to go back to the way it was), and they'll settle out of court with the county.

I hope the Toyota manager plays it cool and just replaces my car. I'm sure he doesn't want things to get to rowdy, since I am planning to get a Camry from them. Plus, I'm sure there's a possibility that the airbag thing can get him into trouble, so I'm sure he'll just take the more convenient route.

What are you doing for a car in the mean time? Is your insurance company covering a rental?

Heh, that's a good one.
I wish we had good insurance companies like in the US. My guy basically arrived an hour after I placed the call, filled out the papers, and left. I mean, he was professional while he was there and everything, but he was pretty much trying to get it over with asap (and I probably don't blame him for it, since I'm pretty sure his job sucks and needs to get to the next wreck of the day).

My point is that he didn't offer too much and I guess I didn't ask for enough either. Such is life down here, I'm afraid.

[bearda]

Originally Posted by tk-421

Heh, that's a good one.
I wish we had good insurance companies like in the US. My guy basically arrived an hour after I placed the call, filled out the papers, and left. I mean, he was professional and everything, but he was pretty much trying to get it over with asap (and I probably don't blame him for it, since I'm pretty sure his job sucks and needs to get to the next wreck of the day).

My point is that he didn't offer too much and I guess I didn't ask for enough either. Such is life down here, I'm afraid.

I didn't realize you weren't in the US, what country are you from?

It might be worth calling up your insurance company and seeing what they can do for you if you're not sure. It can't hurt. With mine the guy who comes out is pretty much just there to access the damage, and just drives from accident from accident. Once I put in an actual claim (and had a claim number) they put me in contact with a claim rep who got me a rental, towed the car to a body shop, etc.

I'm really big on milking the insurance company for all their worth. Mine is willing to do a lot more for me than just pay out when an accident is my fault (which thankfully hasn't happened yet, knock on wood), so if there's a problem or I need something I tend to let them know.

I hope everything works out for you. It's not your fault, which is the #1 thing you can have going for you.

[deebrown]

for legal and financial reasons, you should probably see a doctor asap - my mom was in a minor accident a few years ago and she is about to get a pretty nice junk of change (not huge huge, but enough to do some nice re-modeling of her house)...

[Mead]

Edit your thread, say you're in pain... hurry. When posting pics block out your tags and change your profile too. Insurance cos scour forums, don't wanna IDed or quoted out of context