2007 yaris - Toyota Yaris Forums

SpaceShot · 09-24-2009, 11:51 AM

I have the 2008 version of the same car and certainly recommend it.

Look for a local credit union that you can join for a $50 savings deposit. You should be able to get a credit union loan that is a much lower payment than what they have. The value should be higher than that price and you shouldn't have a problem getting the credit union to issue a check to pay off their loan. (if you ask nicely)

It may be that they were trying to pay it down quickly with a 3 year loan or may have had a high rate.
For example : $300 down, $7K loan, 4 yr @5.5% = $163/mo
If you look hard enough you might find a 4% loan...

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09-24-2009, 11:51 AM	#16
SpaceShot Drives: 2008 Yaris 5 speed HB Join Date: Oct 2008 Location: NH Posts: 171	I have the 2008 version of the same car and certainly recommend it. Look for a local credit union that you can join for a $50 savings deposit. You should be able to get a credit union loan that is a much lower payment than what they have. The value should be higher than that price and you shouldn't have a problem getting the credit union to issue a check to pay off their loan. (if you ask nicely) It may be that they were trying to pay it down quickly with a 3 year loan or may have had a high rate. For example : $300 down, $7K loan, 4 yr @5.5% = $163/mo If you look hard enough you might find a 4% loan...