Made my bed, and now I must sleep in it.

[YarisOwnersDad]

Originally Posted by Bob Dog

There are organizations that help. Lots of people have the problem , it might be useful for you to talk to some other folks face to face that share your compulsion. I didn't used to worry about the hangover, only how good that first drink would feel... Hard problems can be overcome with understanding and diligent application . I believe they call your folks debtors anonymous. It is my strong suggestion that you check them out. You know and admit you have a problem, that is the first and greatest step.

Thanks, Bob Dog.

I think I have seen the light, but if I need the help, I will sure try to get some.

What I have to do now is work that debt down, and that's just what I plan to do. There will not be any more purchases "on credit," and as smaller bills are paid off, I will apply that monthly payment to other debts instead of using the money to buy something else.

I just finished paying off a Care Credit loan for some dental work, and I will apply that $126 per month payment toward reducing my credit card debt. Also, I am paying on a couple student loans for my son, and when they are paid off, I will use that money to increase my credit card payments and work down the principal. Whenever ANYTHING is paid off, its monthly payment is going to go toward reducing my credit card debt.

Tom