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10-26-2009, 05:12 PM | #1 | |
Super Moderator
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Credit card companies going crazy! WTF?!
Quote:
What a bunch of ...holes!!! |
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10-26-2009, 05:57 PM | #2 |
Drives: 09 3Dr Manual Join Date: Jul 2009
Location: Michigan
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Ya gotta admit these bankers have an interesting way of saying thank you.
In all seriousness though, I'm amazed at how stupid they are. Don't they realize that pushback is the only way anything political gets done in this partisan environment? The more the bankers show they have no pride, or remorse for what they've done or common decency the greater the pushback and the greater the likelihood that congress will bite the hand that feeds them and let them know that the frat party is over.
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Just put the pedal down and let the devil take the hindquarters. |
10-26-2009, 06:38 PM | #3 |
Steals terrorist's lunch
Drives: 2007 Yaris Liftback Join Date: Mar 2007
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In the consumer/credit culture that we live in, the best way to tell a company that you do or do not like what they do is by either spending your money with them or withholding it. In other words, if you don't like what your bank or credit issuer or mortgage lender, etc. does find one that has policies and practices you prefer.
Moving accounts around can be a PITA, but once it's done life is better.
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10-26-2009, 07:06 PM | #4 |
Heart Up! Vitz
Drives: トヨタ Vitz Join Date: Jun 2007
Location: Fremont, CA
Posts: 2,582
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Fuck Visa and Mastercard...AMEX all the way :)
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10-26-2009, 07:09 PM | #5 |
Drives: 2008 Polar White LB Auto Join Date: Oct 2008
Location: Metro Detroit
Posts: 1,238
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They are only pissing people off even more. Once I pay the rest of my card off soon, I'm done with cards for a LONGGGGG time
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10-26-2009, 07:14 PM | #6 |
Eugenie たでし
Drives: '09 Blazing Blue Liftback Join Date: Aug 2009
Location: Los Angeles, CA
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This is really scary. Banks are going insane
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10-26-2009, 07:15 PM | #7 |
Heart Up! Vitz
Drives: トヨタ Vitz Join Date: Jun 2007
Location: Fremont, CA
Posts: 2,582
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10-26-2009, 07:18 PM | #8 |
Super Moderator
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At $90 a year, I would cancel in a heartbeat.
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10-26-2009, 07:27 PM | #9 |
Drives: 09 3Dr Manual Join Date: Jul 2009
Location: Michigan
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You can't charge $2400 annually until sanity comes back into style?
Groceries alone might get you there and there's quite a few bills you can use a credit card for like utilities. Of course gas for your car, oops it's a Yaris, sorry. It does hurt your credit score to cancel cards.
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Just put the pedal down and let the devil take the hindquarters. |
10-26-2009, 07:36 PM | #10 |
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Yeah, I suppose I can, in fact, I probably charge more than that annually, especially when traveling.
It's just the principle that makes me In addition to my regular credit card, I had a "safety " credit card, you know the one you don't use but you keep at home in case you lose your job or something. I ended up canceling it one year when Barclay's (i'm pretty sure it was them) wanted to charge me $75 for the non-use, because I hadn't used it in a year. I also went and canceled all my extraneous credit cards that year (macys, sears, etc.) and just kept the one I use now. I didn't know it went on my credit score. My credit is still OK, though (the dealership ran a check when I went to get the Yaris) plus I continue to get these "pre-approved" offers in the mail (in fact AMEX sent me one last week) so it couldn't be that bad. Good to know, though, thanks. Last edited by tomato; 10-26-2009 at 07:57 PM. |
10-26-2009, 07:45 PM | #11 |
Tiny Giant Clothing
Drives: 2008 Blazing Blue Yaris 3D LB Join Date: Oct 2008
Location: Rochester, NH
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i dream of a day when all my cards are paid off. I have two of them canceled right now and am just hacking away at the ballances .. i have one that is still functional
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Sold the yaris... rocking an 89 vw cabriolet now :) |
10-26-2009, 08:00 PM | #12 |
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yeah, credit cards are evil. If you don't pay them off on a regular basis, they'll eat you alive. Now I'm really careful with that because the interest rates are insane.
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10-26-2009, 08:06 PM | #13 |
Tiny Giant Clothing
Drives: 2008 Blazing Blue Yaris 3D LB Join Date: Oct 2008
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the reason i closed mine is because the credit card company sent me a letter saying . keep the card and have an interest rate of 22% or cancel the card and keep your 5%
so i canceled them. then called and said I was having trouble keeping up and they dropped one card to 0% for a year and the other stayed at 5% the crappiest thing is one of thecards is maxed from fixing the jeep i no longer have :( i had to replace the tranny, brakes and windsheild. then like 4 months later because of the gas prices I unloaded it to get the yaris.. makes it even more defeating to keep paying it lol
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Sold the yaris... rocking an 89 vw cabriolet now :) |
10-26-2009, 10:33 PM | #14 |
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Ooh man this pisses me off even more at boa. I already have issue with them charging fees for having a checking account now. I cant wait to cancel all my accounts with them checking savings and credit card and move my money elsewhere. Once i get my american express blue cash i plan to use that instead of my bank of america visa. Sad thing is not all places take amex and if i cancel my visa i wont have a backup. Well i do have another card but thats a discover and the places that dont take amex usually dont take discover either. So dosnt help.
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10-26-2009, 11:05 PM | #15 |
The Mobile Computer Tech
Drives: 2008 Toyota Yaris Liftback Join Date: Aug 2009
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This will be regulated.. I think the financial institutions are trying to see what they can get away with. They will be smacked across the face very soon.
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Brotan1x (Ed) - The Mobile Computer Tech The very existence of flamethrowers proves that some time, somewhere, someone said to themselves, "You know, I want to set those people over there on fire, but I'm just not close enough to get the job done." George Carlin (1937 - 2008) |
10-26-2009, 11:09 PM | #16 |
Tiny Giant Clothing
Drives: 2008 Blazing Blue Yaris 3D LB Join Date: Oct 2008
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we need a reset button :)
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Sold the yaris... rocking an 89 vw cabriolet now :) |
10-27-2009, 12:36 AM | #17 |
Heart Up! Vitz
Drives: トヨタ Vitz Join Date: Jun 2007
Location: Fremont, CA
Posts: 2,582
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you mean a delete button, get rid of plastic money....
i tend to make the same mistakes over and over again haha |
10-27-2009, 12:48 AM | #18 |
Tiny Giant Clothing
Drives: 2008 Blazing Blue Yaris 3D LB Join Date: Oct 2008
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true lol
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Sold the yaris... rocking an 89 vw cabriolet now :) |
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